N is generally weird that way. Last week, for instance, he needed a T-shirt, so he just went to Goodwill and bought one for $2. This is not a decision that would have occurred to me even when I was at my lowest point financially.
I asked him how he got to be this way and his answer was, “I was a graduate student for 5 years.”
He was a graduate student who worked for hedge funds every summer (before 2007), and he’s always had more money than I. Even when he was unemployed for 2 years and I was a college professor he had more money. And now we know how that came about.

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