Maybe everybody is aware of this type of scam already, but I just discovered it recently and decided to share it with people in case there are those who don’t know about it.

The scam works as follows. You get an officially looking letter saying that you owe a certain amount of money and it’s been sent to collection. Alternatively, you are told you are being taken to court for this debt. I got two of such letters already. I knew immediately that I didn’t owe anything to anybody, so I just threw the letters into the trash. There are many people nowadays, though, who are drowning in debt, so they might not know whether they really do owe this particular amount.

The sums these letters claimed I owed were quite small. Once it was $78 and the second time I believe it was a smaller amount. A person who is overwhelmed with debt might just pay the amount in order to get this particular piece of debt-related unpleasantness over with. If these letters continue to be sent, it means the scam must be working at least some of the time. So beware, everybody! Con artists abound and are quite inventive.